The phrase refers to the availability of payment plans directly provided by a cosmetic surgery practice for procedures such as facelifts, breast augmentations, or liposuction, specifically sought by individuals in their local area. Instead of relying on external lenders like banks or credit companies, the clinic itself offers a financing arrangement, breaking down the total cost into manageable monthly installments. This contrasts with traditional financing options where a third party is involved in the lending process.
The significance of such arrangements lies in their potential to increase accessibility to cosmetic procedures for individuals who may not qualify for conventional loans or prefer a more direct relationship with the provider. Historically, these direct financing options have been used to attract a broader client base and foster patient loyalty. Benefits can include potentially more flexible repayment terms and a simplified application process compared to securing external financing. Furthermore, these financing structures can promote transparency by avoiding hidden fees or complex interest calculations sometimes associated with third-party lenders.
